Legal Notice, Disclaimers & Licensing Information

Last Updated: May 2026

Welcome to medicareny.org. Please read this Legal Notice carefully before navigating this informational repository. By accessing this website, you acknowledge and agree to comply with the terms, conditions, disclaimers, and regulatory disclosures detailed below.

1. Third-Party Marketing Organization (TPMO) Disclosure

In accordance with the Centers for Medicare & Medicaid Services (CMS) compliance regulations, the following overarching legal standard applies to all product review metrics featured across this environment:

“We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area which are offered by 12 organizations. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.”

2. No Government Affiliation Notice

medicareny.org is a privately owned, independent educational web asset. This portal is not owned, operated, endorsed, or structurally affiliated with the social security administration, the department of health and human services (HHS), the state of New York, or the federal Medicare program (CMS).

For official federal government services and applications, please navigate directly to the primary portals located at Medicare.gov or SSA.gov.

3. Affiliate and Broker Compensation Disclosure (FTC Compliant)

This notice serves as an explicit consumer transparency statement regarding the monetization framework of this asset under federal FTC marketing standards:

  • PlanEnroll Consumer Interface: All self-service consumer enrollment, lookup tools, and plan assessment utilities route safely to a personal PlanEnroll portal endpoint linked directly to authorized consumer assistance services.
  • Solterus Insurance B2B Gateway: Professional recruiting blocks are dedicated business-to-business resources mapping directly to licensing support architectures managed by Solterus Insurance.
  • Compensation Notification: While this portal is completely free for visitors to view, analyze, and use for educational research, the operators of this site and its insurance brokerage partners may receive administrative commissions or processing override distribution metrics from insurance carriers if a consumer completes an official application loop through these portals.

4. Exclusion of Professional Medical or Financial Advice

The content, charts, poverty index references, and timeline outlines contained on this page are compiled strictly for foundational baseline education and summary purposes. Medicare rules, premiums, deductibles, formularies, and corporate carrier copay tiers undergo continuous regulatory adjustments.

Nothing on this site should be interpreted as direct binding financial layout planning, legal counsel, or localized medical recommendation. Beneficiaries must review personal healthcare needs alongside a certified counselor, a licensed regional broker, or an explicit corporate plan formulary document prior to executing final enrollment decisions.

5. Trademark Protections

All third-party product names, logos, corporate carrier brands, or network symbols referenced within these educational segments (including but not limited to PlanEnroll, Solterus Insurance, Fidelis Care, or UnitedHealthcare) remain the explicit property of their respective trademark holders. Reference to these brands does not imply structural validation, exclusive affiliation, or active corporate endorsement of this independent directory.

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